Low Interest Heritage Home Program in Ward 13

Heritage Home Program - A program of The Cleveland Restoration Society

Technical Assistance

The technical assistance component of the Heritage Program is what sets it apart from
other programs of its kind. We give homeowners of older or historic homes the right
tools in order to maintain neighborhood housing stock. Now any homeowner wishing to
do work on their older home can have the help and answers they need in order to get the
project done properly.

Technical advice includes:

• Site visit to the property
• Construction advice and guidance
• Custom written construction specifications for each loan
• Guidance and referrals for resources
• Color consults for exterior paint
• Evaluation of contractor bids and estimates

Now homeowners don’t have to feel like they are alone during the construction process.
With the Heritage Program, expert staff is available to answer questions and provide an
impartial opinion– one that doesn’t include trying to sell a product or service.

Financing

The Heritage Program offers low fixed rate financing which provides the incentive for
quality home repairs. The fixed-interest rate financing provides a competitive edge over
home equity loans.

• 1.4% fixed-interest rate
• KeyBank is the lender
• Interior & exterior projects are eligible

Eligibility

• House must be 50 years old or older
• The Program cannot fund any vinyl or non-original aluminum siding
• House must retain some original characteristics
• Property must be zoned residential, and must be three units or less

Program Benefits – Ward 13

Our services extend to more than just homeowners. The Cleveland Restoration Society is a program partner that supports City services as well. The following are just a few ways that we have assisted cities in the past:

Services available in Ward 13

• Preservation planning advice on historic preservation ordinances and designating historic districts
• Assistance with forming and training a design review commission
• Consultation service available to owners of commercial buildings and storefronts
• Assistance to religious buildings
• Assessment of buildings and neighborhoods for local or National Register eligibility
• Information on the federal rehabilitation tax credit incentives for business owners
• Information on the Ohio Historic Preservation Tax Credit
• Scope of work assistance for historic vacant & abandoned properties
• Historic district education

Outreach Through Public Programs:

Free Educational Workshops & Programs — Past programs include:

• Maintenance & Energy Efficiency for Your Older Home
• Exterior Painting & Historic Color
• Planning a Rehab Project
• Recently Historic: Houses of the 1940s — 1950s
• Why Preservation?
• Designing an Appropriate Addition for an Old House
• The American Home Interior: Treatment and Transformation
• Interior Painting in an Older Home
• Think Green! Preservation & Sustainability in Your Older Home
• Preservation 101
• Porches: History, Design and Construction

Outreach Through Written Materials:

• Articles for Ward publications and newsletters
• Brochures and reprinted articles for distribution in the Ward